You asked for an option to pay for your purchases in instalments, and now, thanks to a partnership with Klarna, I am happy to oblige :)
This will be particularly helpful with the more expensive offerings, like my Photo Tours and the Masterclass. But let me provide more info on Klarna here…
Klarna is smooth and simple
When you choose Klarna at checkout, you can shop now and pay later for your purchase.
The option is available in the countries I was able to set up (the EU and the UK). I haven't been able to set this up for the US at the moment.
You can pay in 10 days
Get what you love today and pay up to 10 days after placing your order. No upfront payments.
Bear in mind there is no refund for the purchase of digital products, so don't try to be clever.
You can pay in 3 instalments
Split your purchase into three payments so you can spread the cost of your purchase over time. Enter your credit or debit card details and make automatic payments every 30 days. Your first instalment will be collected when your order is confirmed, and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. No interest or fees.
Monthly Financing
Apply for monthly financing during checkout. It’s a simple, 2-step application process with an instant decision. You can manage your payments and get payment reminders in the Klarna app when approved.
This credit option allows you to spread your cost over time. With an instant credit decision, you can complete the purchase with up-front terms and conditions. Automatic payments will be collected monthly by direct debit, and you can also pay off the full amount anytime.
How do you shop with Klarna
- Add item(s) to your cart and head to the checkout.
- Select Klarna at the checkout to pay as you like for your purchase.
- Manage your orders and payments in the Klarna app.
The best way to shop
See all your purchases in one place, pay open balances, explore unique content and much more in the app. You can also log into your Klarna account, and if you need any help, their Customer Service is always available.
Safe and secure
Klarna has solid anti-fraud controls to protect customers and prevent fraudsters from making unauthorized purchases.
Frequently Asked Questions
Visit the FAQ page to find out more about using Klarna.
What happens if I don’t pay for my Pay in 10 days order?
Your payment is due 10 days after the order is placed or shipped. Klarna will alert you before payment is due to help remind you to pay on time. You will not be charged fees or interest for late and/or missed repayment(s). Pay in 10 days is a credit product, and you must make your payment to Klarna. Klarna may share information about missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future.
If you do not pay for your purchase, Klarna may engage with an external debt collection agency to collect on their behalf. Full details can be found in the Klarna terms and conditions here.
What happens if I don’t pay for my Pay in 3 order?
Klarna will alert you before payment is due to help remind you to pay on time. You will not be charged fees or interest for late and/or missed repayment(s). If Klarna cannot collect your payment on the scheduled due date, Klarna will make a further attempt to automatically collect payment. Should this next payment attempt fail, Klarna will make a final attempt to collect payment and may collect overdue and currently due payments on subsequent due dates or invoice you separately for the unpaid total. If you don't make payments, you will be in arrears as Pay in 3 is a credit product. Klarna may share information about missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future.
If you do not pay for your purchase, Klarna may engage with an external debt collection agency to collect on their behalf. Full details can be found in the Klarna terms and conditions here.
About Klarna
Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. Klarna’s vision is to make shopping smooth, adding value for consumers and retailers with unique payment options and superior customer experience.
Currently, over 90 million people use Klarna at over 250000 online stores worldwide.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.
Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Klarna Bank AB offers both regulated and unregulated products. Klarna's Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA.
Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company registered with the Swedish Companies Registration Office with organisation number: 556737-0431
